Meet Ulys: The Next Generation of Finance Starts With a Question.

07.13.26

For too long, financial apps have forced people to think like software.

One app to trade. Another to send money. Another to understand what is happening in the market. Different accounts, different balances, endless menus, and a new language to learn at every step.

A simple idea becomes a maze of tabs, searches, and decisions before you can do anything with it.

Today, that changes.

Ulys is now live, built around one simple question: [Embed Launch Video]

What can I help you achieve?

Ask what’s moving the market. Compare assets. Research an idea. Make a trade. Send money to a friend. With a single prompt, Ulys understands what you want, brings the right information and tools together, and helps you act within seconds.

Finance is entering a new era, and the products leading it can’t be built for the way people used technology yesterday. They need to understand every user, adapt in real time, and become more useful with every interaction.

That’s why Ulys was carefully engineered to be fully AI-native, non-custodial, and entirely on-chain.

Trading is where we begin. The vision is much bigger: one account for your financial life, where discovering, investing, saving, spending, and sending money feels as natural as having a conversation.

Welcome to the next generation of personal finance. Welcome to Ulys.

Finance became more accessible, but not always more convenient

30 years ago, an investment meant calling a broker.

You explained what you wanted, and someone with the right tools handled the mechanics. The internet removed that gatekeeper and gave more people direct access to markets. That was an important shift, but it also transferred the work to the user.

Yesterday, you had to find the asset, understand the terminology, interpret the charts, fill out the order, and make sense of every warning or confirmation screen yourself.

Today, a new era begins. One where AI creates an opportunity to bring the two together. You can have direct access to financial tools without being expected to navigate every layer of complexity on your own.

This is Ulys at its core.

Ulys begins with one screen

Open Ulys and you land on a single home screen.

Your total balance, portfolio, live market information, and a place to ask a question are all there. You can type to Ulys or speak naturally, depending on what’s easier in the moment.

From there, the interface seamlessly responds to you.

Instead of forcing every user through the same fixed set of screens & bloated UI, Ulys generates views based on what you hold, what you follow, and what you just asked. The shortcuts you see can change with your activity, helping you reach the actions you use most without digging through menus.

Over time, your version of Ulys quickly begins to feel like your own.

This is one of the most important differences between adding an AI chatbot to a finance app and building the entire experience around AI from day one. The intelligence is not sitting in a separate tab waiting for you to visit it. It shapes how information is organized and adapts to how you move through the app.

Discover what’s happening without sorting through all the noise

Finding financial information isn’t difficult.

Finding the information that actually matters is.

Markets move across news, social media, price action, sentiment, and on-chain activity at the same time. By the time you’ve checked every source, the story may have already changed.

Ulys brings that research into one place.

You can ask which assets are trending, explore a category such as DeFi, compare multiple tokens, or request a deeper analysis of a specific asset. Ulys gathers the relevant information and builds a visual answer around the question.

Ask it to compare Chainlink, Ondo, Aave, and Uniswap, and you can view the assets together across different time periods.

Ask it to analyze Solana, and Ulys brings together the asset description, chart, market statistics, relevant news, and Ulys Score (our proprietary view of an asset across multiple timeframes using price performance, social activity, and news).

The answer isn’t meant to be a long wall of text that delays action.

It should be a chart, comparison, signal, or piece of context that helps you understand what is happening and decide what to explore next.

Go from an idea to a trade

Research and execution have traditionally lived in different places.

You might form an opinion after reading an article, checking a chart, scrolling through social media, and comparing several assets. Then you leave that research behind, open another screen, and rebuild the idea as an order.

Ulys shortens the distance between the two.

You can say, “Buy $20 of Solana,” and Ulys prepares the transaction for you to review & submit. You remain in control and confirm the trade before anything happens. Once completed, the transaction is reflected in your balance and portfolio, and Ulys can suggest relevant next steps.

But not every trade needs a conversation.

When you already know exactly what you want, familiar controls may still be faster. You can tap Buy, select an asset and amount, review the order, and confirm it through a traditional interface.

Ulys uses AI where it makes the experience clearer or faster. It keeps familiar screens where they remain the simplest option.

The goal isn’t to replace every button with a conversation. It’s to remove unnecessary work between an intention and an action.

One question can open up an entire market

Professional financial tools have always been powerful.

They have also been built around the assumption that the person using them already understands the terminology, instruments, and mechanics involved.

Most people don’t think in those terms. They begin with an observation.

Maybe you believe a sector is about to grow. Maybe you have been closely following a company, technology, country, community, or cultural shift. You understand the subject, but you may not know which assets relate to it or how to turn that view into a position.

Ulys is being built to help close that gap.

You begin with the idea in your own words. Ulys helps you research it, understand what might be connected to it, and explore ways to act.

Markets shouldn’t only be usable by people who already speak the language of professional finance. A good idea should not become less valuable because the person who had it doesn’t know the right ticker, instrument, or order type.

Move money from the same place

Your financial life isn’t limited to trading & that’s quickly being realized.

You also need to deposit funds, receive money, and send it to a friend. Those actions shouldn’t require a completely different experience.

With Ulys, payments and peer-to-peer transfers happen through the same interface.

Ask Ulys to send $50 to another user, and it finds the account, prepares the transfer, and asks you to confirm it. Ask for your USDC address, and Ulys displays the address you need across supported networks. Ask to make a deposit, and the funding flow appears directly inside the conversation.

You can fund your account using options including Apple Pay, a debit or credit card, PayPal, Venmo, a bank transfer, or crypto.

Trading and payments are only the beginning. The long-term direction is one account for spending, saving, sending, and investing, with the same intelligence helping you across all of it.

Your assets remain yours

Everything in Ulys happens on-chain, and your wallet is non-custodial.

That means you maintain ownership of your assets rather than handing control of them to Ulys.

Historically, that level of ownership came with a significant amount of homework. People were expected to secure seed phrases, manage gas tokens, understand bridges, choose networks, and recognize the difference between several versions of what appeared to be the same asset.

For experienced users, those mechanics became familiar. For everyone else, they created more opportunities to become confused or make a costly mistake.

Ulys moves much of that complexity out of the way.

You can open and fund an account without being forced to understand every piece of infrastructure underneath it. The on-chain systems are still there, and the ownership model remains intact, but they don’t need to dominate the experience and to be honest, you likely won’t even notice them.

AI should make finance feel more natural

A lot of AI products begin with the technology and search for somewhere to place it.

Ulys begins with the parts of personal finance that still feel harder than they need to be.

People shouldn’t have to search through several tabs to answer a basic question about their portfolio, translate a simple idea into professional financial language before they can explore it, or have to use a different app for every part of their financial life.

AI gives us a new way to design around those problems.

It can understand what you’re asking, remember the context around it, organize the relevant information, and turn a request into something you can review and act on.

However, this doesn’t mean handing every financial decision to AI.

You still decide what to buy, what to sell, and when to move your money. Ulys helps you understand the options and reach the action without making you fight through the interface first.

This is launch-day Ulys

Starting today, Ulys gives you one place to:

Discover assets and market trends.

Compare cryptocurrencies and explore visual market analysis.

Review news, sentiment, price activity, and Market Signal in one view.

Buy and trade supported assets.

Deposit, receive, and send money.

All through one simple prompt.

This is the first version of an expansive vision.

From here, Ulys will expand the range of assets and financial actions available through the app. More automation will make it possible to set preferences once and let Ulys help manage recurring tasks. More parts of spending, saving, trading, and moving money will come together inside the same account.

Ulys is live today in the United States on the iOS app store and will begin expanding internationally by the end of July 2026.

One account. One screen. One prompt. One million possibilities.

FAQ

What is Ulys?

Ulys is an AI-native, non-custodial personal finance app built on-chain. It allows you to research markets, explore assets, make trades, deposit funds, and send money through both a conversational & traditional interface.

How do I interact with Ulys?

You can type or speak naturally to Ulys. Ask it to analyze an asset, compare several tokens, show recent market news, prepare a trade, display your deposit address, or send money. Traditional controls are also available when tapping through an action is faster.

Does Ulys make trades automatically?

Not at the moment. Ulys can interpret your request and prepare a transaction, but you review and confirm it before the trade is executed.

Is Ulys a custodial app?

No. Ulys is non-custodial, meaning you maintain ownership and control of your assets. The app is designed to provide that ownership without forcing you to manage much of the technical complexity historically associated with on-chain wallets.

What assets can I explore through Ulys?

At launch, Ulys allows users to discover and trade supported on-chain assets, including cryptocurrencies and stablecoins. The range of supported assets and financial products will continue to expand.

Can I send and receive money with Ulys?

Yes. Ulys supports deposits, receiving funds, and peer-to-peer transfers. You can ask for your deposit address or prepare a transfer directly through the chat interface.

Where is Ulys available?

Ulys launches in the United States on [Launch date], 2026, with international expansion beginning by the end of July 2026.

Disclaimer: Nothing in this content is intended to be professional advice, including without limitation, financial, investment, legal or tax advice. Ulys is not responsible for your use of or reliance on any information in this entry as it is provided solely for educational purposes. Purchasing crypto assets carries a high level of risk, including price volatility, regulatory changes, and cyber attacks. On-chain transactions are irreversible once confirmed, and errors may result in permanent loss. Please make sure to do your own research and make decisions based on your unique circumstances. Ulys does not itself provide financial services or engage in regulated activities such as money transmission, custodial services, securities brokerage, or lending. Any licensed financial services (e.g., payment processing, crypto-to-fiat transactions, or lending) are facilitated entirely by third-party providers, who are responsible for obtaining and maintaining the necessary licenses under applicable U.S. federal and state laws.

Risk Disclosure: Digital asset purchases come with risks, including the potential loss of funds. Always research before making financial decisions. Ulys does not provide financial, investment, or legal advice.