The (super)intelligent investing app

Ulys is an AI assistant for investing. Tell it what you believe in, in your own words. Ulys finds the assets, builds a basket and places the trade when you approve it.

A person tells Ulys: I think AI chips will keep growing. Ulys asks whether they care about just the chips or the chips and the cloud. The person picks chips and the cloud. Ulys builds a basket called The AI Tollbooth with Nvidia, Microsoft, Alphabet and Amazon. The person taps Invest in this idea. Ulys shows the 4 buys and waits for the person to slide to approve.

How it works

Three steps. No finance degree.

Start with a question, an idea or a task. Ulys helps you shape it before anything happens.

  1. 01

    Pick your AI

    Use the Ulys AI and choose how much detail you want.

  2. 02

    Say what you want

    Type or say it in plain words. Ulys asks questions when it needs more.

  3. 03

    Review and approve

    See every proposed trade before it runs. Change it, approve it or leave it.

Trade Ideas

Turn a hunch into a basket.

Share an idea, like clean energy or companies that supply the tools behind AI. Ulys asks a few questions. Then it builds a basket, explains each choice and shows its sources. You can change the basket in the chat before you buy.

9:41
The AI Tollbooth
Whoever wins the AI race pays the same few companies for chips and cloud. Own the tollbooths.

The AI Tollbooth

Sample basket

  • NNvidia NVDADesigns the chips most AI models are trained on.35%
  • MMicrosoft MSFTRents AI computing to businesses through Azure.25%
  • AAlphabet GOOGLRuns Google Cloud and builds its own AI chips.20%
  • AAmazon AMZNRents out AI computing through AWS.20%
Invest in this idea
  • Stocks

    The AI Tollbooth

    Whoever wins the AI race pays the same few companies for chips and cloud. Own the tollbooths.

    NVDA · MSFT · GOOGL · AMZN

  • Stocks

    Memory Crunch

    Every AI model runs on mountains of memory chips. Own the companies making them and the foundry behind the rest.

    MU · DRAM · TSM

  • Stocks

    Moonshots

    SpaceX, Tesla, Anthropic and Nvidia are each betting on a future most people think is years away. Own the biggest bets.

    SpaceX · TSLA · Anthropic · NVDA

  • Mix

    Agents With Wallets

    Soon AI agents will pay for things on their own. Own the networks and money rails built for machines that spend.

    VIRTUAL · COIN · CRCL · SOL

  • Crypto

    AI Without Big Tech

    Not everyone wants a few giants to own AI. Own the open networks where anyone can rent out GPUs, sell data and run models.

    RENDER · IO · GRASS · FET

  • Stocks

    The Internet's Favorite Stocks

    Reddit, Palantir, Hims: the stocks the internet can't stop talking about. Own the names retail made famous.

    RDDT · PLTR · HIMS · SOFI

  • Stocks

    Apps You Can't Quit

    You open them before you get out of bed. Own the companies behind the apps nobody can quit.

    AAPL · META · AMZN · GOOGL

  • Stocks

    The Pill That Changed Everything

    Weight-loss shots are changing how people eat, shop and age. Own the drugmaker leading it and the app selling it.

    LLY · HIMS

  • ETFs

    Wall Street Never Closes

    The stock market shuts at 4pm. These don't. Own the S&P 500, the Nasdaq and gold, around the clock, from your wallet.

    SPY · QQQ · GLD

  • Stocks

    Crypto Goes Public

    Crypto went mainstream, and a handful of public companies collect on it. Own the exchanges, the stablecoin issuer and the biggest Bitcoin holder.

    COIN · HOOD · CRCL · MSTR

  • Mix

    Dollars Go Digital

    The dollar is moving onto blockchains, one stablecoin at a time. Own the issuer, the chains and the rails that carry it.

    CRCL · ETH · SOL · LINK

  • ETFs

    Parking Lot

    Not sure what's next? Hold short-term Treasury funds while you decide.

    SGOV · BIL · SHV

Example prompts from the Ulys Ideas library. Assets shown are what a basket for each idea would typically include. Not a recommendation.

Your agent

Ask it. Ulys does it.

Ulys does tasks, not just answers. Ask it to buy, set an order that waits for the right moment, research an asset or send money to a friend. You approve each action before it runs.

Trade

Buy and sell by asking. See the full trade before it runs.

Smart orders

Set an order that waits for a price or an event. It runs only on the terms you approved.

Deep research

Ask why an asset moved or what could hurt it. Ulys reads the news and filings, then shows its sources.

Earn

Earn rewards of up to 4% APY on eligible dollars. Rates change, and you see the terms before you start.

Send

Send dollars, crypto or stocks to a friend with just their phone number.

Add and cash out

Move dollars and crypto in and out. Deposit with a card, receive from any wallet, and cash out when you want.

One account

One account. Many markets.

15,000+ assets

Buy and sell crypto, tokenized stocks, ETFs and commodities, at any hour. Earn rewards on your dollars. Send money to friends in seconds.

  • Crypto
  • Stocks
  • ETFs
  • Commodities
  • AI
  • DeFi
  • Stablecoins
Sample prices from the app on 14 Oct 2026. Not live.

Non-custodial, made easy

Your money. Your control. No keys to lose.

Ulys is non-custodial. Your money stays in your own wallet, and Ulys can't move it without your permission. You don't write down a seed phrase or manage a private key. Log in with Apple, Google or your email, like any other app. Lose your phone? Log back in.

  • You own your wallet. Ulys never holds your funds.
  • No seed phrase. No private key to store.
  • Log in like any app. Your wallet is ready in seconds.
  • You approve every trade before it runs.
Protected by Privy stripe
Sign-in options can change by region.

Animation: a person taps Continue with email, enters their email and a 6-digit code, then adds their phone number. Ulys creates a wallet and splits its key into two encrypted pieces in secure hardware. The wallet opens. Funds move only with the person's permission.

Questions, answered.

Ulys is a non-custodial money app with a built-in AI assistant. You can ask questions, explore an idea and prepare a trade in one conversation.

You hold your funds in your own wallet.

Ulys does not give investment advice.

No. Ulys does not give investment advice or recommendations.

When you describe an idea, the AI uses your request and your answers to generate a proposed basket. The basket is a proposal only. You review it, edit it and decide whether to approve it.

Ulys explains each choice and shows its sources so you can check them.

AI answers can be wrong or out of date. Check important information before you act.

Yes. Ulys shows you each proposed trade before it runs, with the asset, the amount and the fee. You can change it, approve it or cancel it. Nothing moves until you approve it.

Smart orders work a little differently. You approve the exact terms when you create the order, and Ulys executes it only on those terms once your condition is met. You aren't asked again at the moment it runs, so read the terms before you confirm. You can cancel a smart order any time before it executes. See What Is a Smart Order?.

Ulys can't move your funds without your approval.

A smart order is a trade that runs later, when a condition you set is met. The condition can be a price level, or a change in an event probability on a prediction market.

When you create a smart order you approve its exact terms, and Ulys executes it only on those terms.

You can cancel a smart order at any time before it runs, from the Actions tab.

You do. Ulys is non-custodial: your funds stay in your own wallet, and Ulys cannot move them without your permission.

Your wallet uses Privy, a Stripe company. Privy splits your key into encrypted pieces and keeps them in secure hardware, so you do not need a seed phrase. You log in with Apple, Google, email or your phone number.

When you turn on Earn or create a smart order, you give a limited permission for that action only. You can remove it in the app.

If you would rather hold your own copy of the key, you can export it. That is optional.

You can hold, buy, sell and send crypto and other digital assets on supported networks.

Some assets are tokens that track the price of a stock, an ETF or a commodity. Third parties issue these tokens. A token is not the stock or fund itself and does not give you shareholder rights.

All of these assets can lose value. The assets you see depend on your location.

Earn lets eligible dollars (USDC) in your wallet earn rewards.

Earn is off until you turn it on. When it is on, Ulys deposits your eligible USDC into third-party onchain lending protocols, within the permission you approve.

The app shows the current rate, up to 4% APY. The rate changes and can go down.

Rewards come from the third-party protocols, not from Ulys. Your USDC is not a bank deposit and has no deposit insurance. A protocol can fail, and you can lose funds.

You can turn off Earn at any time.

Adding money. You can buy USDC with a card or Apple Pay through a third-party payment partner. You can also receive assets from another wallet. See How Do I Deposit Assets?.

Sending. To send money to a contact, use their phone number. You can also send to a wallet address. See How Do I Send Assets?.

Withdrawing. Send assets to another wallet, or, where available, cash out to your bank through a payment partner. See How Do I Withdraw Assets?.

A payment partner can ask you to verify your identity before it processes a deposit or a withdrawal.

Ulys is available to download in the countries where we've launched. Check your local Apple App Store to see whether Ulys is available in your country or region.

What you can use also depends on where you live. Some assets, and some features such as Earn and card deposits, aren't available everywhere. The app shows what's available to you.

Ulys isn't available in sanctioned countries.

Which AI models does Ulys use?

Ulys uses leading AI models, and you can choose a model in the app.

The list of models can change, so the app is always the current one.

AI answers can be wrong. Check anything that matters before you act on it.

Your next idea is one message away.

Ask a question. Explore an idea. Review the trade before anything moves.

What's your idea?
Get Ulys on the App Store